Innovative Financial Advisors Pvt. Ltd. – The Economics of Waste

Taking a leaf out of Shakespeare one can say ‘To Recycle or Not to Recycle’ is a dilemma that is often faced by people. The confusion is at every stage of recycle starting from what should be labeled, which bin the material needs to be put in and what the municipal administration accepts. All these processes actually determines which product is to be recycled.

Innovative Financial Advisors Pvt. Ltd. understands all these issues are common as consumers are not able to understand while dealing with wastes such as plastics, as to what makes the material recyclable? This common problem persists across the globe. People need to realize that when it comes to nature nothing goes to waste. Any waste that is generated is a resource that can be used by other organisms. The nature cycle is in loop system where a waste of one organism becomes food or resource for other organisms.

Today, it is believed that majority of the things are recyclable or it has the potential to be recycled. It is important for an emerging economy such as India to think on sustainable lines and promote start-ups in waste management sector. These enterprises can develop recycle processes for many different waste streams which were previously thought to be non-recyclable. Some of the materials than can be targeted are cigarette butts, plastic pouches, chip bags, diapers etc. All these can be recycled into useful products such as industrial plastic lumber etc. Therefore, it is important to look into all the waste that we once considered non-recyclable.

One major factor that creates hurdle in the recycle process is the economic barrier that restricts recyclability of materials. Innovative Financial Advisors Pvt. Ltd. understands that in order to recycle a material, it is important that collection of waste happens in bulk. After collection, the wastes need to be separated, which gets difficult as wastes might be multi-layered or might have container made of plastics. The material gets recycled only once the entire process has taken place. Moreover, such a process has cost attached to it and when a recycled material is worth more than the cost involved in recycle, then only is it considered feasible and can be sold in open market. If the process costs more than the value of the recycled material, it doesn’t make any sense to recycle. With other factors such as infrastructure and technological advancements creating bottlenecks, more often than not it is economics and not science that determines what is to be recycled.

Therefore, in order to ensure that the recycle process is feasible, the following suggestions can be adopted:

* Commencing the waste management from the manufacturing stages of products

* Establishing recycle centres and other adequate infrastructure at district level nearby the collection points reducing transportation costs

* Creating awareness about waste management among local communities

* Improved collaboration among various stakeholders in the waste management value chain

* Incorporating advanced technology in the waste management processes

* Promoting recycled products among local communities

* Incentivizing waste management to promote startups and encourage involvement of large organizations

These initiatives can ensure the cost of recycle products gets reduced and recycled products are consumed more.

By Rahul Choudhury
Media Team – Innovative Financial Advisors Pvt. Ltd.

Author Bio: Innovative Financial Advisors Pvt. Ltd. is associated with Health organizations for their CSR activities across India.Innovative Financial Advisors Pvt. Ltd. was also the principal sponsor of the event ‘Better Healthcare Through CSR’.


Innovative Financial Advisors Pvt. Ltd. – History validate the rich culture and art of Varanasi, better known as Benaras or Kashi. From temples, mosques, ghats to the intricately embellished banarasi sarees, the city holds a historical significance. Since the time of it being the capital of Kasi kingdom, the place is believed to have bloomed into a handloom textile hub. Scripted in ‘Buddha Sutra’ and ‘Jataka Puran’, the place has been a significant center for silk and cotton fabrics. Towards the 5th and the 6th centuries, the woven cotton and silk fabrics gained recognition among various markets across the globe.

In 1603, the weavers from Gujarat migrated to Benaras. A new society, environment unveiled new avenues for these weavers to innovate new techniques and better designs. By the end of the century, the city had gained recognition as the textile capital of the region. During the period when Emperor Akbar reined the region, brocade and zari work further developed and was much acclaimed and recognized across the globe. Inspired from the Moghul art and culture, golden and silver zari and brocade textiles became its specialty. One can find the first mention of the city in the scriptures of 19th century.

In advancing centuries, the weavers started innovating intricate designs inspired from the Victorian motifs, style, colors and patterns. Traditionally knit through hand, the jacquard looms are now knit with the help of technology through power looms, with lesser effort and with quality standards maintained throughout.

A weaver from the clan, Azizur Rahman, invested his savings of a lakh and fifty thousand rupees to purchase a power loom. Rahman and his entire weaver- family had long dreamt of having their own power loom machine. Today, Rahman is delighted to witness reduced labor and increased output. The Uttar Pradesh government has given him and many of his weaver colleagues a subsidy on electricity to operate these machines. On the other hand, the technological development has led him to invest lesser efforts and make much lesser money per product. A handloom saree, which used to generate an income of rupees 20,000, when produced through power loom, today fetches rupees 2,500. Out of this, rahman is able to earn even a smaller fraction of the selling price as rest has to be shared with the middlemen who supply the raw material including cards, yarns etc. A power loom brings down the effort, and increases production volume states Innovative Financial Advisors Pvt. Ltd.. A number of families are now following the same and manufacturing products with the power machinery. An increasing trend has been witnessed in a number of families transforming from handloom to power loom. This has raised concerns amongst the policy makers at Udyog Bhawan including ministry textiles. They are concerned about taking necessary steps for the handloom industry facing survival crisis.

Prime Minister Shri Narendra Modi believes that there exists an inverse relationship between the inflating prices and the earnings of the handloom weavers. However, he suggests, this shall be curbed by integrating the fashion industry with the weavers directly. This would not only provide better opportunities to help sustain the industry, but also benefit 43 lakh weavers, and indirectly benefit a crore people. The Prime Minister’s plan also includes inviting students studying fashion designing to visit the handloom cluster in Varanasi as a part of their industrial visits.

The government of India plans to create a new brand “India Handloom” to segregate the handloom products from power loom products. It has chosen two design houses – Sai Creation and Rinku Sobti Fashions through tendering process, which shall work with the handloom weavers to provide them with more than 2,200 new designs in two years and a buy back guarantee of finished products worth rupees 4.4 crores. This being a pilot project, the government shall remunerate the selected design houses with a reasonable fee and further replicate it in other places as well.

Innovative Financial Advisors Pvt. Ltd believes that, through continuous efforts of GoI Handloom shall sustain for generations to come. Knitting contemporary fashion with antique hand-made (handloom) moghul-inspired art will make India SHINE on International Fashion radar and bring handloom dynasty towards progressive standard of living.

Aditi Singh
Programme Manager, Media Team
Innovative Financial Advisors Pvt. Ltd

Innovative Financial Advisor pvt.Ltd. : Private Security Sector in India- Securing Future Growth

Innovative Financial Advisor pvt.Ltd. believes the dynamic trend of Private sector in India is evident from being traditionally unorganised workforce to a well-managed manpower. The augmenting growth of the Indian economy over the last two decades, has led to the need for security arrangements of industrial complexes, offices, and other public infrastructures such as metro stations, shopping malls, airports and public utilities. There are around 6-6.5 million private security cadre employed across the country, which is expected to continue to grow in the future. Despite the economic slowdown, the sector is growing at a rapid pace showcasing an upward trend.

The Exponential growth in the private sector has led to a rapid propagation in the number of companies operating in this sector and has attracted a huge investment. The Government of India has enacted .All private security agencies in the state have to be licensed under this act. Central Association of Private Industry (CAPSI) plays a significant role in getting this enactment which broadly covers, issues relating to the controlling authority by states, licensing of companies and training to be undergone by security guards before deployment. Security Knowledge and Skill Development Council (SKSDC) is the lead provided by CAPSI with the aim to transform it from an unorganised sector to an organised one. Some of the key players of this sector are: DSS Securitech Pvt. Ltd, Black Horse Security Services Private Limited, G4S Security Services etc.

Innovative Financial Advisor pvt.Ltd. Even though there is plethora of opportunities in this sector, Fiinovation understands the sector has its own challenges. With an augmenting growth in the private sector, it has led to the entry of various dubious operators who account for over 30% of the market. Barring the larger players, who have their own training facilities; many refrain from use of technology payable to the higher investment needs for gadgets and other training modules. Another problem faced by this sector is the non issuance of the weapons to their employees and security guards as stated by the Arms Act 1959. A proposal to allow Private Security agencies registered under the Private Security Agencies (Regulation) Act, 2005 to possess arms is under consideration.

Apart from all the challenges faced by this sector the Private Security Agencies (Regulation) Act, 2005 has regulated well and supported in organizing the Private Security Sector to make it more effectual and productive. This sector plays an important role in our growing economy and has a major contribution in the GDP and the employment opportunities generated by it. The Private Security sector in India is set to expand significantly over the coming years, reflecting the growth direction of the Indian economy.

Resource: Innovative Financial Advisors Pvt. Ltd. is associated with Health organizations for their CSR activities across India.
Innovative Financial Advisors Pvt. Ltd. is working in development sector.

Innovative solutions are indispensable for B2B firms

Innovation can be a key element in the success of any organization. Evolution of new ideas may in long term be the strength of firms. Innovation can be a key differentiator between market leaders and their rivals. They innovation strategy that one adopts must be productive and must be able to balance the cost, effort and operations. It must also strengthen the position of the organization and help them expand businesses. Major players today in the industry are those who have been innovative in the way they do business. Among tech-savvy evangelists, technology professionals and software development companies are trying merging creativity and innovation. This has opened new avenues to success. Ideas must precede the process of innovation. Without collective ideas, innovation cannot be achieved.

Apple is one of the biggest innovators in the world that helps it come up with a unique selling proposition to consumers. It has been an industry leader for innovative gadgets, operating system and applications. It has had continuous commitment in deep hardware and software integration. It keeps on launching new versions of products by appropriate market sensing and tailor-making their products. Their unique selling point is their innovative design that is unbeatable and futuristic.

For information technology that is rapidly changing innovation becomes the only feature along with seamless customer delivery to add value to clients. There must be a hierarchy where a firm’s innovation objective should lie. It must first aim at building a flexible service infrastructure must be a priority. Without a flexible infrastructure, it is difficult to innovate.

If we look at mobility, the stress in mobile software development has not only changed the mobile operating system scenario for iOS and Android-based operating systems but has also been responsible for stronger user engagement. This has ultimately improved customer utility. Utility has a direct impact on customer satisfaction. And since customers are the biggest assets of any firm, it must be ensured that diverse solutions are being offered to them. Lack of innovation will lead them to switch to other clients who offer better solutions that help them meet their business objectives in a better manner. Users reception to the new Apple smartphone models, iPhone5C and iPhone5S, is our most recent example of how demanding people have become when it comes to what they perceive as lack of more innovation.

In business to business marketing innovation in more important and IT service providers may must make sure that they offer innovative software solutions to their clients. Application management system is another example of innovative software. Service providers must use the team capabilities to build on new solutions based on market trends and even look at disruptive technology to break the traditional path and introduce something completely out of the box.

Jessica Brown is an experienced author about the business solutions. She had written number of articles related to Innovative Solutions.

13 Most Innovative Schools You’ll Want to Attend

From The Zoo School in Grand Rapids, Michigan to Harvey Milk High School in New York, New York here are 13 Most Innovative Schools You’ll Want to Attend.

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#6 – Visitacion Valley Middle School in San Francisco, California
The Visitacion Valley Middle School is innovative for two major reasons, their implementation of “Quiet Time” as well as their extensive list of support services for the students, most of which are located within the Wellness Center. In 2007, Principal Jim Dierke implemented two 15-minute breaks one at the beginning and one at the end of the school day. That, coupled with the comprehensive care given to students in the Wellness Center, gives the students a great deal of much-needed support since Dierke explained that most of the students that attend the Visitacion have a family connection to someone who has seen a shooting, shot someone, or had been shot. The Wellness Center provides support through its programs like individual therapy, family case management, mentorship programs and different support groups that cater to specific groups such as all-girls and survivors of trauma.

#5 – The Zoo School in Grand Rapids, Michigan
What would be better than go to a zoo to learn? Not much. The Zoo School in Grand Rapids accepts 60 sixth-grade learners each year for a year-long learning experience that the students will surely write home about. In addition to the state required sixth-grade curriculum, students feed the zoo animals, raise salmon, sample water, and go on camping trips. Students also take classes in forestry, zoology, astronomy, chemistry, and physics. At the end of the year, each student is required to present an individual project which encourages them to hone their research and presentation skills throughout the year. If that doesn’t make you want to go back to school, I’m not sure what will.

#4 – Harvey Milk High School in New York, New York
Harvey Milk High School was founded in 2003 by the Hetrick-Martin Institute which is a social services organization created to foster and support at-risk LGBTQ youth. The school teaches things like health, specifically, HIV related, education, and job-readiness training. The school surrounds the youth with positive and understanding teachers and while adhering to the state’s educational standards, incorporates an LGBTQ perspective into the curriculum. In 2013, the National Climate Survey gave results that stated that over 55% of LGBTQ youth reported feeling unsafe at school because of how they were judged for their sexual orientation. This school is looking to change that. The students here enjoy the environment so much that the school had to create an “aging out” policy that required learners to move on once they turned 21.

#3 – P-TECH High School in Brooklyn, New York
P-TECH High School is one that takes learning to a whole level of education; I’m talking a six-year degree. P-TECH was launched by IBM in 2011 in order to give teens living in New York an alternate way into college that avoided the usual four-year high school track. At this school, high school and college are combined, and the student completes six years of classes. Boosted by mentorship and internships in the science, technology, engineering, or math fields, the fifth and sixth-year students earn an associate’s degree from the New York City College of Technology nearby. That’s a pretty sweet deal.

#2 – The Avenues World School in New York, New York
This innovative school aims to prepare children for the global challenges and opportunities students will face in the 21st century. The school has an immersive bilingual program that pairs the standard English found in all American schools, with either Mandarin Chinese or Spanish. The Avenue located in New York is the first of its kind, but its creators hope to eventually establish at least 20 other interconnecting campuses around the world. Each campus would teach the same curriculum as the next so that a student learning in London could transfer to Buenos Aires and continue with their education the following semester.

#1 – The Orestad Gymnasium in Copenhagen, Denmark
The Orestad Gymnasium is a series of four boomerang-shaped story decks inside of a giant glass cube. The high school is a public gymnasium in the Orestad district of Copenhagen, Denmark. In 2007, when the school moved to the building it resides in today, the event was attended by Crown Princess Victoria of Sweden, and since then the Orestad Gymnasium has been one of the most sought gymnasiums in all of Denmark and much of the world. This innovative school is completely free of traditional classrooms, instead, there are four “study zones” that occupy the space. For its design, the building won the Forum Aid Award 2009 and was nominated for the Mies van der Rohe Award. With the tall central atrium and a rooftop terrace, this sure is a sweet place to study.

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How to Introduce Yourself in Japanese | Innovative Japanese

Click here to get our FREE App & More Free Lessons at JapanesePod101:

Your feedback made it happen! We’re excited to announce an innovative new way to learn Japanese online.

Innovative Japanese takes everything you love about our audio podcasts and puts it in video form. Along the way, we evaluated each section from every angle to make sure it’s truly the fastest, easiest, and most fun way to learn a language!

If you like this new direction, have a suggestion or a question, please leave a comment! Enjoy this lesson and thank *you* for helping make it a reality!

Learn English – Introduce Yourself in English – Innovative English

Learn English - Introduce Yourself in English - Innovative English

Click here to get our FREE App & More Free Lessons at EnglishClass101:

Innovative English takes everything you love about our audio podcasts and puts it in video form. Along the way, we evaluated each section from every angle to make sure it’s truly the fastest, easiest, and most fun way to learn a language!

In this lesson you’ll learn how to introduce yourself in English with the help of Gustavo and Henry.

If you like this new direction, have a suggestion or a question, please leave a comment!
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Innovative Financial Advisors Pvt. Ltd. – Natural Resources and its Fiscal Value

Innovative Financial Advisors Pvt. Ltd. – In 18th century, Germany had a uniform narrow vision of looking at forest, mainly through the fiscal lens. In the process, it ignored the naturalistic (comprising of different type of flora like grasses, flowers, lichens, ferns, mosses, shrubs, and vines, reptiles, birds, amphibians, and innumerable species of insects and other fauna except those that interested the state) and anthropological (forest used for hunting and gathering, pasturage, fishing, charcoal making, trapping, and collecting food, valuable minerals, worship, magic etc) perspective.

Hence, in the view of state’s economic way of looking at forests came about scientific forestry in Prussia and Saxony which reduced fiscal management to scientific principles based on systematic planning in which plots were divided on the basis of yields. Innovative Financial Advisors Pvt. Ltd. believes this overlooked the concept of diverse trees and their sizes. Johann Beckmann assigned I have colours nails to each kind of tree to count trees and applied the core volume principle to figure saleable timber of the various varieties of trees.

Felling of trees began in the bid to establish uniform armies of the same kind of a tree (Norway spruce) in a forest, as it had economic value. It was like a forest laboratory that took into account rainfall, weeding, fertilizer intake etc. As per Innovative Financial Advisors Pvt. Ltd. this standard type of forest was much easier to manage by the state compared to the varied elements that previously existed in a forest and it promised the state non fluctuating economic returns. However, this planned and unplanned felling resulted in soil degradation which made the soil weak against the storm and made the trees prone to pests as a single type of tree was more prone than mixed trees. Since the pest eating insects were gone the German state rule reintroduced artificial anthills and spiders to tackle the problem (Scott, 1998).

Similarly, in absolutist France in the 17th century the noble men, clergy etc. were not under the burden to pay tax and commonly owned land yielded no tax. However, things like tobacco, titles and offices were taxed. Troops were put in civilian homes so that people were forced to pay tax. This uniform state measure to extract tax ignored the local and the indigenous and their land as land value differed for differed regions. People were pressurized with feudal rents. Cadastral maps were created and land holdings were assigned with codes. Individual ownership of property was regulated by the state and the common property village land was removed. Cadastral maps ignored basic aspects like fertility and location and needed to be updated regularly. The meter system in France was not fair for all as measures were based on the position people held. At one hand this uniform system of taxation and extraction made governing much simple but on the other standardized land tenure system neglected local customs related to property (Scott, 1998).

Hence, the states approach of filtering and focusing on only one aspect can be viewed keeping in mind the issue of famines. As famines can be a result of food availability decline in a nation as well as the policies that do nothing to reduce famines. For instance, the 1947 famine occurred right after the soviet war in the tyrannical regime of the Soviet Union. The drought affected the state procurements much less than the peasantry. The net exports fell but the seed loans increased indicating that the state wanted to maintain agricultural production.

The state reduced exports as a mere response to famines but continued building its state grain reserves by pressurizing the peasants to deliver. The famines did see a drop in the state grain reserves but even then the reserves were enough to feed the people and were not utilized by the state. Planners reserves and other additional reserves were not used either (Ellman, 2000). Surplus stocks rose sharply. Soviet union previously had years of bad harvest, however, the condition was better before as state had sustained consumption by substantial grain stocks unlike in the famine of 1947.

Amartya Sen who has worked on famines believes based on his study of the great Bengal famine that having large food supply in the public distribution system can help to break famine, by rationing and having controlled shops, but people should not be excluded from the distribution system. The fishermen, agricultural labourers of Bengal who were excluded from the system suffered and died of starvation. In a similar way in some cases having large food supply in the hands of the state is not always the best thing to do as state will only feed those who are of priority to the state like in the 1947 famines where state fed only those peasants who contributed to the state grain reserves (Sen, 1981).

Innovative Financial Advisors Pvt. Ltd. is associated with Health organizations for their CSR activities across India. Innovative Financial Advisors Pvt. Ltd is working in development sector.